When dealing with an insurance company after a serious car, truck, or motorcycle accident, victims should follow the following general guidelines: - Contact your insurance company as soon after the accident or injury as possible. Unless you have serious injuries, your insurance agent is the first person to call in the event of a car accident.
- Take time to read and understand your auto insurance policy and understand it.
- Gather as many details about the accident as possible. Document how the accident occurred, the names and contact information of any witnesses, and the insurance information of the other driver(s). If possible, take pictures.
- Keep a written account of any conversations and dealings with the insurance officers, agents, and any other people involved in the claims process.
- Save receipts and bills for all expenses relating to your accident. These include bills for repair work on the damaged vehicle, alternative travel expenses, and medical costs.
- Be honest with the insurance investigators so that your car accident claim is not denied on grounds of fraudulence.
- Determine whether you have more than one insurance policy that provides coverage for your accident or injury. Many people have multiple insurance policies under which they may be able to file valid insurance claims.
- Pay attention to any time limits on your insurance claim. Insurance companies require you to file a claim within a specific period after an accident or injury.
Contact a car accident lawyer at the Orlando,Central Florida–area Law Office of McElyea & Barnard for a consultation. We will protect your interests during the insurance claim process and help you obtain fair compensation for your injuries. |